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What is the Master Inspector Certification Board, Inc. ... home
of the best inspectors in the world.
The Master Inspector Certification Board, Inc. is a non-profit, tax
exempt organization dedicated to promoting excellence in the inspection
industry. The Board holds the registered Trademark Certified Master Inspector®
the inspection industry’s top professional designation,
and awards it to those inspectors who have demonstrated a high level of dedication
by completing 150 hours of inspection-related continuing education,
abiding by the industry's toughest Code of Ethics and passing a criminal
background check. The Master Inspector Certification Board, Inc.
is not a trade association and the Certified Master Inspector®
is not a membership level. Certified Master Inspector®
is a professional designation available to all inspectors who wish to
attain it
What is a home inspection?
A home inspection is intended to assist in evaluation of the
overall condition of a home. The inspection is based on
observation of the visible and apparent condition of the
structure and its components on the date of the inspection and
not the prediction of future conditions.
A home inspection is designed to identify observed material
defects within specific components of the home. Components
may include any combination of mechanical, structural,
(including:
roof, foundation, basement, exterior and interior walls,
chimney, doors, and windows)
electrical, plumbing, or other essential systems of the home.
Findings
should be provided to you in the form of a comprehensive easy to
understand report. It is important that the report include an
objective evaluation of the condition of the home, clearly
stating existing defects and potential problems.
A home inspection is not
An
appraisal estimates property value as it relates to a mortgage
or mortgage insurance. An assessment is used to value the
property for taxation purposes. Appraisals or assessments do not
identify defects or potential problems with a home. To ensure an
objective evaluation of a home’s condition, many lenders
encourage homebuyers to use private inspection services.
A
home inspection does not detect every conceivable flaw. A
home inspection is intended to assist in evaluation of the
overall condition of the home. The inspection is based on
observation of the visible and apparent condition of the
structure and its components on the date of the inspection.
Preparing for a home inspection.
Whether
the home inspection has been arranged by you, as the seller, or
by the realtor, you can take several steps, which facilitate the
inspection process:
-
Make sure the inspector can access all areas of the house.
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Clear all items that may block access to the furnace, water
heater, electrical panels, attic crawl spaces. Inspectors will
not enter inaccessible areas.
-
If
access to your attic crawl space is located in a closet, remove
clothing, shoes, and other items. As the hatch is removed,
debris (dust, insulation, loose plaster) is likely to fall from
the ceiling onto items left in the closet.
-
Ensure
that filters are clear in air conditioners, heaters, vents,
drains, etc. Clear out areas under sinks so they can be
inspected.
Choosing your home inspector
While there is no formal licensing of home inspectors,
reputable companies adhere to the rigid Standards of Business
Practice.
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The inspector will have no undisclosed conflict of interest
with the client, nor will the inspector accept or offer any
undisclosed commissions, rebates, profits or other benefit.
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The inspector shall not communicate any information about the
inspection to anyone except the client without the prior written
consent of the client, except where it may affect the safety of
others or violates a law.
If
so desired you may accompany the inspector through the
inspection. You have the right to be there. Being there helps
you to better understand the findings in the report. Don’t
forget your list of questions. A thorough
home inspection covers everything from foundation to roof, and
may take two to three hours, depending on the size of the property.
To
help you choose a qualified company that will conduct a thorough
home inspection and provide you with an objective report, ask
the following questions:
-
Do
you follow industry standards?
Are you a full time home inspector?
What will be inspected?
How much will the service cost?
-
Approximately how long will the inspection take?
-
When will the report be ready?
-
May
I attend the inspection?
-
Are
you willing to supply a sample report?
-
Do
you provide other home services?
-
Do
you perform repairs on items you inspect?
-
Do
you provide an inspection agreement defining the scope of the
inspection?
When
you receive sample reports, ensure they are through, easy to
understand, narrative in format with photos. Compare them with
reports sent by other companies. Is the fee comparable with
those quoted by competitors?
The cost of a Home
inspection is very small relative to the Home
being inspected. (Remember the lowest fee is not
always the best fee…. you get what you pay for.)
When to arrange a home inspection
As
soon as you decision to purchase a particular home, and all of
your finances are in order with your financial institution you
should have a home inspection done.
Who needs a home inspection?
You
do…if you are buying a home.
A
home inspection can help provide peace of mind and avoid costly
and unpleasant mistakes. It will help you identify if the house
is right for you, and alert you to potential concerns prior to
closing a deal. It will also teach you about your home and its
operating systems.
You
do…if you are selling your home.
A pre-listing home inspection provides the seller with an
objective evaluation of the home’s condition before the house
listed on the real estate market. A pre-listing home inspection
provides you with a detailed report of any observed material
defects within specific components of the home. The report
will help identify which components of the home may need to be
replaced or renovated.
To the purchaser (home buyer)
Buying a home is probably the biggest investment you’ll
ever make. The process can be extremely stressful and confusing.
A professional home inspection will significantly reduce your
risk and help make the entire home buying process easier and
less stressful. A home inspection is your best defense against costly
repairs.
You
may have a friend or relative who may have a background in
construction, plumbing or carpentry but there is no substituting
the skilled objective eye of your home inspector, he knows where
to look, what to look for, and how to evaluate property. Armed with the information in your report, you can make your
decision with confidence.
To the listing clients (seller)
As a seller, must present the most saleable property
possible. A pre-listing home inspection report will reveal the
current condition of your home. Most problems in a house are
minor and can be fixed easily enough. A pre-listing inspection
provides you with the information needed to repair some of the
problems before your home is even listed. The inspection will
also help in complying with full-disclosure. The report will
focus on the condition of your property and you will be less
likely to overlook a defect or material fact for which you later
could be held liable.
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